Acceptance of Terms

HG Insurance Advisors is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this website constitutes your agreement to all such terms, conditions, and notices.

Modification of These Terms of Use

HG Insurance Advisors reserves the right to change the terms, conditions, and notices under which this website is offered, including but not limited to any charges associated with its use.

SMS Communication Program

Users who submit their contact details will be enrolled in HG Insurance Advisors’s SMS communication program. As a participant, you may receive SMS notifications, alerts, appointment reminders, policy updates, and occasional marketing messages related to life and health insurance products and services offered by HG Insurance Advisors.

How to Cancel

You can cancel the SMS service at any time. Just text “STOP” to (770) 758-0816. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Support

If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at info@hginsuranceadvisors.com or by calling (770) 758-0816.

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Message & Data Rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive varying message frequencies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Privacy Policy

If you have any questions regarding privacy, please read our privacy policy: hginsuranceadvisors.com/privacy-policy

Age Requirement

You must be at least 18 years of age to use this website, enroll in our SMS communication program, or engage with any services offered by HG Insurance Advisors. By using this website or opting into our SMS program, you represent and warrant that you are 18 years of age or older. If you are under 18, you are not permitted to use this website or submit your contact information. HG Insurance Advisors reserves the right to terminate access for any user found to be under the age of 18.

Links to Third-Party Sites

This website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of HG Insurance Advisors, and HG Insurance Advisors is not responsible for the contents of any Linked Site, including any link contained in a Linked Site or any changes or updates to a Linked Site. These links are provided for convenience only and do not imply endorsement by HG Insurance Advisors.

No Unlawful or Prohibited Use

As a condition of your use of this website, you warrant that you will not use it for any purpose that is unlawful or prohibited by these terms. You may not use this website in any manner that could damage, disable, overburden, or impair it, or interfere with any other party’s use and enjoyment. When using any communication services on this website, you agree not to:

•       Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights of others.

•       Post, upload, or distribute any inappropriate, profane, defamatory, obscene, or unlawful content.

•       Upload files containing viruses or other malicious software.

•       Conduct or forward surveys, contests, pyramid schemes, or chain letters.

•       Harvest or collect information about others, including email addresses, without their consent.

•       Violate any applicable laws or regulations.

HG Insurance Advisors reserves the right to review materials posted to any communication service and to remove any materials in its sole discretion. HG Insurance Advisors reserves the right to terminate your access at any time without notice.

Liability Disclaimer

The information, software, products, and services included in or available through this website may include inaccuracies or typographical errors. Advice received via this website should not be relied upon for personal, medical, legal, or financial decisions. You should consult an appropriate professional for specific advice tailored to your situation.

To the maximum extent permitted by applicable law, all information, software, products, and services are provided “as is” without warranty of any kind. In no event shall HG Insurance Advisors and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of or in any way connected with the use or performance of this website. If you are dissatisfied with any portion of this website or these terms, your sole and exclusive remedy is to discontinue use of the website.

Copyright & Trademark

All contents of this website are Copyright © 2026 HG Insurance Advisors. All Rights Reserved. All logos are trademarks and service marks of HG Insurance Advisors. All other trademarks, service marks, and logos used on this website are the property of their respective owners. Any rights not expressly granted herein are reserved.

Contact Information

For any questions related to these Terms & Conditions, you may reach us:

•       By Email: info@hginsuranceadvisors.com

•       Through Our Website: https://www.hginsuranceadvisors.com

•       By Phone: (770) 758-0816